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Welcome to the Loan Service API documentation

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Overview

Our APIs provide secure, programmable access for managing the end-to-end lifecycle of loan servicing. Built for financial institutions and fintech platforms, they enable you to:
  • Create, underwrite, and fund digital loans
  • Track repayment schedules and outstanding balances
  • Monitor borrower risk and delinquency
  • Handle collateral and repayment workflows securely
  • Access detailed borrower identity (PII) and credit metadata where applicable
Whether you’re building an internal servicing dashboard, integrating with a credit scoring engine, or creating borrower-facing interfaces, our API ensures compliant and secure loan data handling.
EndpointDescription
POST /loansCreate a new loan
GET /loans/{loan_id}Get loan data with PII
GET /loan-data/{loan_id}Get public loan data only (no PII)
POST /initiate-repaymentInitiate the repayment cycle
POST /loan-repaySubmit a repayment
POST /acknowledge-repaymentConfirm repayment completion
POST /start-underwritingStart the underwriting phase
POST /complete-underwritingFinalize underwriting decision

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🔍 Public vs PII Endpoint Comparison

EndpointReturns Public Loan DataReturns Borrower PIIIntended Use
GET /loan-data/{loan_id}✅ Yes❌ NoExternal dashboards, analytics, marketplaces
GET /loans/{loan_id}✅ Yes✅ YesInternal servicing, support teams, audit trails

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API Endpoints

Explore our full API reference to seamlessly integrate loan servicing capabilities into your application.

Loan Service Endpoints

Get started with our API

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Authentication

All API endpoints are authenticated using Bearer tokens and picked up from the specification file. 
"security": [
  {
    "bearerAuth": []
  }
]
To obtain an API key, please contact our support team.

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API Playground Authentication

When using the API playground in this documentation:
  1. Click the “Headers” button below the endpoint URL
  2. Add a new header with key key and value your_api_key_here

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Authentication APIs

Use the following endpoint to manage access: