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Retrieves public metadata of a specific loan by its unique ID.
This endpoint exposes non-PII information suitable for analytics dashboards, loan marketplaces, or risk reporting systems.
What it does:
  • Fetches a loan record using its ID
  • Includes public financial metrics and loan lifecycle status
  • Includes public underwriting details (CashflowsCsv, DealTermsInfo, UnderwritingInfo)
  • Excludes borrower PII and sensitive credit bureau data (PDFs and trade lines)
When to use it:
  • When building a public or internal analytics dashboard
  • When displaying loan terms and repayment status
  • When populating loan marketplace listings

Path Parameters

ParameterTypeRequiredDescription
loan_idstringYesThe unique identifier of the loan to retrieve

Example Request

curl -X GET https://your-api.com/loan-data/0x1cb52e0315a448ddb84f1fb3016caf0686a864896dec79d7d89d1421d2ff208f \
  -H "Content-Type: application/json"

Response

  • Returns public loan data excluding borrower identity or contact information:
{
  "message": "ok",
  "data": {
    "loanDetails": {
      "applicationId": "app-usa-2025-0001",
      "borrowerId": "user_98765",
      "borrower": "5FHneW46xGXgs5mUiveU4sbTyGBzmstUspZC92UhjJM694ty",
      "lenderId": "lender_capital_auto_01",
      "initialLender": "5GrwvaEF5zXb26Fz9rcQpDWS57CtERHpNehXCPcNoHGKutQY",
      "primaryServicerId": "servicer_us_main",
      "secondaryServicerId": "servicer_backup_us1",
      "loanServicer": "5FLSigC9HGRKVhB9FiEo4Y3koPsNmBmLJbpXg2mp1hXcS59Y",
      "loanType": "AutoLoan",
      "principalAmount": "1,000",
      "loanAmount": "1,500",
      "collateralType": "Vehicles",
      "collateralAmount": "1,000",
      "interestRate": "5",
      "spread": "0",
      "interestRateType": "Fixed",
      "indexRate": "",
      "originationDate": "2025-06-15",
      "maturityDate": "2026-06-15",
      "amortizationType": "FullAmortization",
      "loanStatus": "ClosedEarly",
      "encumberedStatus": "Lien",
      "term": "12",
      "repaidAmount": "1,500",
      "remainingBalance": "0",
      "startBlock": "59,269",
      "delinquentAmount": "15,000",
      "delinquentDays": "90",
      "paymentFrequency": "Monthly",
      "installment": "12",
      "riskRating": "Low",
      "firstPaymentDate": "2025-07-15",
      "lastPaymentDate": "2026-06-15",
      "nextPaymentDate": "2025-07-15",
      "prepaymentPenalty": "0",
      "lateFee": "0",
      "createdAt": "1,750,942,389,000",
      "defaultProbability": "1",
      "grade": "B",
      "predictedPrincipalPaid": "1,500",
      "predictedInterestPaid": "400",
      "predictedChargeoffAmount": "100",
      "predictedRecoveredAmount": "50",
      "predictedGrossCashflow": "1,500",
      "predictedNetCashflow": "1,450",
      "predictedYield": "3",
      "apr": "2",
      "fairValuePrice": "1,425",
      "lendingDecisionReason": "Approved based on adjusted LTV and strong employment history",
      "creditReportHash": "0xa3f1c8b6d42e7e9149d0b8a2fe67c9d5beed0123a1c4e7f89b23d6a5f9e4bc10",
      "retailInstallmentContractHash": "0xa3f1c8b6d42e7e9149d0b8a2fe67c9d5beed0123a1c4e7f89b23d6a5f9e4bc10",
      "applicantCreditVision": "FICO 680, stable income, low credit utilization",
      "coApplicantCreditVision": "FICO 660, 1 missed payment in 12 months",
      "macroEconomicFeatures": {
        "unemployment": 3.8,
        "cpi": 3.1,
        "fedRate": 5.25
      },
      "loanPayments": [
        {
          "paymentId": "PMT001",
          "paymentAmount": "300",
          "paymentDate": "2025-07-15",
          "remainingBalance": "1200",
          "principalAmount": "1500"
        },
        {
          "paymentId": "PMT002",
          "paymentAmount": "300",
          "paymentDate": "2025-08-15",
          "remainingBalance": "900",
          "principalAmount": "1500"
        },
        {
          "paymentId": "PMT003",
          "paymentAmount": "300",
          "paymentDate": "2025-09-15",
          "remainingBalance": "600",
          "principalAmount": "1500"
        },
        {
          "paymentId": "PMT004",
          "paymentAmount": "300",
          "paymentDate": "2025-10-15",
          "remainingBalance": "300",
          "principalAmount": "1500"
        },
        {
          "paymentId": "PMT005",
          "paymentAmount": "300",
          "paymentDate": "2025-11-15",
          "remainingBalance": "0",
          "principalAmount": "1500"
        }
      ],
      "metadata": {
        "AutoLoan": {
          "fundedDate": "2024-06-15",
          "currentDpd": "0",
          "originalBalance": "1,500",
          "currentBalance": "1,450",
          "originalTerm": "36",
          "remainingTerm": "35",
          "pti": "1",
          "dti": "1",
          "ltv": "2",
          "scheduledPayment": "50",
          "currentPaymentDue": "50",
          "pastDueAmount": "0",
          "totalPrincipalPaid": "46",
          "totalInterestPaid": "8",
          "totalFeesPaid": "2",
          "chargeoffAmount": "0",
          "recoveredAmount": "0",
          "paymentStatus": "On Time",
          "scheduledMaturityDate": "2027-06-15"
        }
      },
      "loanInfo": {
        "Auto": {
          "make": "Toyota",
          "model": "Camry",
          "year": "2,020",
          "age": "5",
          "mileage": "40,000",
          "vin": "1HGBH41JXMN109186"
        }
      },
      "Underwriting": {
        "CashflowsCsv": "Month,Scheduled principal payment,Scheduled interest payment,Scheduled payment,Principal paid,Interest paid,Prepay amount,Charge-off amount,Recovered amount,Net loss amount,Servicing fee,Total paid,Gross Cashflow,Total paid (less fees),Net Cashflow,Gross Default (Charge-Off) %,Net Loss %,Delinquent amount,Delinq. Prepay Principal,Delinq. Prepay Interest,Delinq. Default Principal,Delinq. Default Interest,Delinq. One Ahead Default Principal,Delinq. Two Ahead Default Principal,Delinq. One Ahead Default Interest,Delinq. Two Ahead Default Interest,Principal balance,Technology fee,Proportion Default,Proportion Prepay,Starting Remaining Loans,Cumulative charge-off amount,Cumulative net loss amount,Gross charge-off percent,Net loss percent,Date,Original balance,Type,Fees paid (non servicing),Cumulative principal paid,Cumulative interest paid,Cumulative recovered amount,Cumulative total servicing fee,Cumulative total fees paid (non servicing),Cumulative total paid,Cumulative total paid (less fees),Cumulative net cashflow,Month\n0,0.0,0.0,0.0,0.0,0.0,0.0,-34025.0,0.0,-34025.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,34025.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,0.0,2025-12-11,34025.0,Projected,0,0.0,0.0,0.0,0.0,0,0.0,0.0,1.0,0.0,59\n...",
        "DealTermsInfo": [
          {
            "ApprovedDownPayment": "1299.375",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.1014963550984193",
            "TermsFrontEndLTV": "0.99",
            "TermsLTV": "0.99",
            "TermsLoanAmount": "25987.5",
            "TermsMonthlyPayment": "1173.3303499556364",
            "TermsPTI": "0.09578206938413358",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1371.5625",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.10681758117531562",
            "TermsFrontEndLTV": "1.045",
            "TermsLTV": "1.045",
            "TermsLoanAmount": "27431.25",
            "TermsMonthlyPayment": "1238.5153693976163",
            "TermsPTI": "0.1011032954610299",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1443.75",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.11213880725221191",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.1",
            "TermsLoanAmount": "28875.0",
            "TermsMonthlyPayment": "1303.700388839596",
            "TermsPTI": "0.1064245215379262",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1588.125",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.12278125940600454",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.21",
            "TermsLoanAmount": "31762.5",
            "TermsMonthlyPayment": "1434.0704277235557",
            "TermsPTI": "0.11706697369171883",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1701.25",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.13112015048754766",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.2961904761904761",
            "TermsLoanAmount": "34025.0",
            "TermsMonthlyPayment": "1536.2218434724589",
            "TermsPTI": "0.12540586477326196",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1299.375",
            "TermsAPR": "0.0883",
            "TermsDTI": "0.10246581750641084",
            "TermsFrontEndLTV": "0.99",
            "TermsLTV": "0.99",
            "TermsLoanAmount": "25987.5",
            "TermsMonthlyPayment": "1185.2062644535329",
            "TermsPTI": "0.09675153179212513",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1371.5625",
            "TermsAPR": "0.0883",
            "TermsDTI": "0.10784090260597334",
            "TermsFrontEndLTV": "1.045",
            "TermsLTV": "1.045",
            "TermsLoanAmount": "27431.25",
            "TermsMonthlyPayment": "1251.0510569231735",
            "TermsPTI": "0.10212661689168763",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1443.75",
            "TermsAPR": "0.0883",
            "TermsDTI": "0.11321598770553586",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.1",
            "TermsLoanAmount": "28875.0",
            "TermsMonthlyPayment": "1316.8958493928142",
            "TermsPTI": "0.10750170199125014",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1588.125",
            "TermsAPR": "0.0883",
            "TermsDTI": "0.12396615790466085",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.21",
            "TermsLoanAmount": "31762.5",
            "TermsMonthlyPayment": "1448.5854343320955",
            "TermsPTI": "0.11825187219037514",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1701.25",
            "TermsAPR": "0.0883",
            "TermsDTI": "0.1323894514373086",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.2961904761904761",
            "TermsLoanAmount": "34025.0",
            "TermsMonthlyPayment": "1551.7707801070303",
            "TermsPTI": "0.12667516572302287",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1299.375",
            "TermsAPR": "0.0983",
            "TermsDTI": "0.10344108019585184",
            "TermsFrontEndLTV": "0.99",
            "TermsLTV": "0.99",
            "TermsLoanAmount": "25987.5",
            "TermsMonthlyPayment": "1197.153232399185",
            "TermsPTI": "0.09772679448156613",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1371.5625",
            "TermsAPR": "0.0983",
            "TermsDTI": "0.10887034655593886",
            "TermsFrontEndLTV": "1.045",
            "TermsLTV": "1.045",
            "TermsLoanAmount": "27431.25",
            "TermsMonthlyPayment": "1263.661745310251",
            "TermsPTI": "0.10315606084165314",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1443.75",
            "TermsAPR": "0.0983",
            "TermsDTI": "0.11429961291602586",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.1",
            "TermsLoanAmount": "28875.0",
            "TermsMonthlyPayment": "1330.1702582213168",
            "TermsPTI": "0.10858532720174015",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1588.125",
            "TermsAPR": "0.0983",
            "TermsDTI": "0.1251581456361999",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.21",
            "TermsLoanAmount": "31762.5",
            "TermsMonthlyPayment": "1463.1872840434487",
            "TermsPTI": "0.11944385992191418",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1701.25",
            "TermsAPR": "0.0983",
            "TermsDTI": "0.13366634659876048",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.2961904761904761",
            "TermsLoanAmount": "34025.0",
            "TermsMonthlyPayment": "1567.4127458348157",
            "TermsPTI": "0.12795206088447475",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1299.375",
            "TermsAPR": "0.1083",
            "TermsDTI": "0.10442213170932045",
            "TermsFrontEndLTV": "0.99",
            "TermsLTV": "0.99",
            "TermsLoanAmount": "25987.5",
            "TermsMonthlyPayment": "1209.1711134391755",
            "TermsPTI": "0.09870784599503474",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1371.5625",
            "TermsAPR": "0.1083",
            "TermsDTI": "0.10990590093126683",
            "TermsFrontEndLTV": "1.045",
            "TermsLTV": "1.045",
            "TermsLoanAmount": "27431.25",
            "TermsMonthlyPayment": "1276.3472864080186",
            "TermsPTI": "0.10419161521698111",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1443.75",
            "TermsAPR": "0.1083",
            "TermsDTI": "0.11538967015321322",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.1",
            "TermsLoanAmount": "28875.0",
            "TermsMonthlyPayment": "1343.5234593768619",
            "TermsPTI": "0.10967538443892749",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1588.125",
            "TermsAPR": "0.1083",
            "TermsDTI": "0.12635720859710595",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.21",
            "TermsLoanAmount": "31762.5",
            "TermsMonthlyPayment": "1477.875805314548",
            "TermsPTI": "0.12064292288282025",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1701.25",
            "TermsAPR": "0.1083",
            "TermsDTI": "0.13495082097089203",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.2961904761904761",
            "TermsLoanAmount": "34025.0",
            "TermsMonthlyPayment": "1583.1475568934275",
            "TermsPTI": "0.12923653525660633",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1299.375",
            "TermsAPR": "0.1183",
            "TermsDTI": "0.1054089601681685",
            "TermsFrontEndLTV": "0.99",
            "TermsLTV": "0.99",
            "TermsLoanAmount": "25987.5",
            "TermsMonthlyPayment": "1221.259762060064",
            "TermsPTI": "0.09969467445388278",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1371.5625",
            "TermsAPR": "0.1183",
            "TermsDTI": "0.11094755319338422",
            "TermsFrontEndLTV": "1.045",
            "TermsLTV": "1.045",
            "TermsLoanAmount": "27431.25",
            "TermsMonthlyPayment": "1289.1075266189566",
            "TermsPTI": "0.1052332674790985",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1443.75",
            "TermsAPR": "0.1183",
            "TermsDTI": "0.11648614621859991",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.1",
            "TermsLoanAmount": "28875.0",
            "TermsMonthlyPayment": "1356.955291177849",
            "TermsPTI": "0.1107718605043142",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1588.125",
            "TermsAPR": "0.1183",
            "TermsDTI": "0.12756333226903133",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.21",
            "TermsLoanAmount": "31762.5",
            "TermsMonthlyPayment": "1492.6508202956338",
            "TermsPTI": "0.12184904655474561",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1701.25",
            "TermsAPR": "0.1183",
            "TermsDTI": "0.13624285900118757",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.2961904761904761",
            "TermsLoanAmount": "34025.0",
            "TermsMonthlyPayment": "1598.9750227645477",
            "TermsPTI": "0.13052857328690184",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1299.375",
            "TermsAPR": "0.1283",
            "TermsDTI": "0.10640155327650613",
            "TermsFrontEndLTV": "0.99",
            "TermsLTV": "0.99",
            "TermsLoanAmount": "25987.5",
            "TermsMonthlyPayment": "1233.4190276372",
            "TermsPTI": "0.10068726756222042",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1371.5625",
            "TermsAPR": "0.1283",
            "TermsDTI": "0.11199529036329614",
            "TermsFrontEndLTV": "1.045",
            "TermsLTV": "1.045",
            "TermsLoanAmount": "27431.25",
            "TermsMonthlyPayment": "1301.9423069503778",
            "TermsPTI": "0.10628100464901043",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1443.75",
            "TermsAPR": "0.1283",
            "TermsDTI": "0.11758902745008618",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.1",
            "TermsLoanAmount": "28875.0",
            "TermsMonthlyPayment": "1370.4655862635557",
            "TermsPTI": "0.11187474173580046",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1588.125",
            "TermsAPR": "0.1283",
            "TermsDTI": "0.12877650162366622",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.21",
            "TermsLoanAmount": "31762.5",
            "TermsMonthlyPayment": "1507.5121448899113",
            "TermsPTI": "0.12306221590938052",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1701.25",
            "TermsAPR": "0.1283",
            "TermsDTI": "0.13754244459084367",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.2961904761904761",
            "TermsLoanAmount": "34025.0",
            "TermsMonthlyPayment": "1614.894946237835",
            "TermsPTI": "0.13182815887655797",
            "TermsTerm": "24.0"
          },
          {
            "ApprovedDownPayment": "1299.375",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.0720259007295712",
            "TermsFrontEndLTV": "0.99",
            "TermsLTV": "0.99",
            "TermsLoanAmount": "25987.5",
            "TermsMonthlyPayment": "812.3172839372472",
            "TermsPTI": "0.06631161501528549",
            "TermsTerm": "36.0"
          },
          {
            "ApprovedDownPayment": "1371.5625",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.0757098793415315",
            "TermsFrontEndLTV": "1.045",
            "TermsLTV": "1.045",
            "TermsLoanAmount": "27431.25",
            "TermsMonthlyPayment": "857.4460219337609",
            "TermsPTI": "0.06999559362724579",
            "TermsTerm": "36.0"
          },
          {
            "ApprovedDownPayment": "1443.75",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.0793938579534918",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.1",
            "TermsLoanAmount": "28875.0",
            "TermsMonthlyPayment": "902.5747599302746",
            "TermsPTI": "0.07367957223920608",
            "TermsTerm": "36.0"
          },
          {
            "ApprovedDownPayment": "1588.125",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.08676181517741241",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.21",
            "TermsLoanAmount": "31762.5",
            "TermsMonthlyPayment": "992.832235923302",
            "TermsPTI": "0.0810475294631267",
            "TermsTerm": "36.0"
          },
          {
            "ApprovedDownPayment": "1701.25",
            "TermsAPR": "0.0783",
            "TermsDTI": "0.09108271819935228",
            "TermsFrontEndLTV": "1.1",
            "TermsLTV": "1.2961904761904761",
            "TermsLoanAmount": "34025.0",
            "TermsMonthlyPayment": "1143.6526460278303",
            "TermsPTI": "0.09335939967574125",
            "TermsTerm": "36.0"
          },
          {
            "ApprovedDownPayment": "1299.375",
            "TermsAPR": "0.0883",
            "TermsDTI": "0.07246181750641084",
            "TermsFrontEndLTV": "0.99",
            "TermsLTV": "0.99",
            "TermsLoanAmount": "25987.5",
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          "ForecastSimpleIRR": "0.10614665334899431",
          "ForecastSimpleNetIRR": "0.07116073739111073",
          "ForecastTotalPaid": "32877.75655460475",
          "ForecastTotalPaidLessFees": "31558.444864900175",
          "SolventProb": "0.9960672058685314",
          "TermsApprovedBackEndProducts": "0.0",
          "TermsApprovedFrontEndAmt": "28875.0",
          "TermsApprovedFrontEndLTV": "109.99580968344063",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "288.7500000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "29163.75",
          "TermsLoanDiscount": "3.637978807091713e-12",
          "TermsTotalDiscount": "-288.74999999999636",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.028545765343382875",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.003500105290374225",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "53.15066927070325",
          "ForecastCompoundingIRR": "0.11158902559173423",
          "ForecastCompoundingNetIRR": "0.07364887303960477",
          "ForecastFairValuePrice": "1.0159543678183436",
          "ForecastInterestPaid": "4442.381452389685",
          "ForecastNetLossAmount": "34.6936654236351",
          "ForecastPresentValue": "31949.75307705954",
          "ForecastPrincipalPaid": "31709.349330729303",
          "ForecastRecoveredAmount": "18.457003847068126",
          "ForecastSimpleIRR": "0.10625823789428335",
          "ForecastSimpleNetIRR": "0.07127383937939502",
          "ForecastTotalPaid": "36170.18778696605",
          "ForecastTotalPaidLessFees": "34719.000142554556",
          "SolventProb": "0.9964998947096257",
          "TermsApprovedBackEndProducts": "2887.4999999999964",
          "TermsApprovedFrontEndAmt": "28875.000000000004",
          "TermsApprovedFrontEndLTV": "109.99580968344065",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "317.6250000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "32080.125",
          "TermsLoanDiscount": "-2887.4999999999964",
          "TermsTotalDiscount": "-3205.1249999999964",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.04787994861930784",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.0032106263122686023",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "52.22273218088924",
          "ForecastCompoundingIRR": "0.11167126407844408",
          "ForecastCompoundingNetIRR": "0.07372961770806374",
          "ForecastFairValuePrice": "1.0160482821462913",
          "ForecastInterestPaid": "4759.0787882355435",
          "ForecastNetLossAmount": "34.087765413023625",
          "ForecastPresentValue": "34228.75524755204",
          "ForecastPrincipalPaid": "33972.77726781911",
          "ForecastRecoveredAmount": "18.134966767865617",
          "ForecastSimpleIRR": "0.10633287328682162",
          "ForecastSimpleNetIRR": "0.07134948929880913",
          "ForecastTotalPaid": "38749.99102282253",
          "ForecastTotalPaidLessFees": "37195.472252119864",
          "SolventProb": "0.9967893736877314",
          "TermsApprovedBackEndProducts": "5149.999999999996",
          "TermsApprovedFrontEndAmt": "28875.000000000004",
          "TermsApprovedFrontEndLTV": "109.99580968344065",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "340.2500000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "34365.25",
          "TermsLoanDiscount": "-5149.999999999996",
          "TermsTotalDiscount": "-5490.249999999996",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.01336626535589079",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.003474077596685026",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "43.42490680661202",
          "ForecastCompoundingIRR": "0.12252984043088033",
          "ForecastCompoundingNetIRR": "0.08424982252754254",
          "ForecastFairValuePrice": "1.0283210175988664",
          "ForecastInterestPaid": "3984.909986048703",
          "ForecastNetLossAmount": "28.346260498771546",
          "ForecastPresentValue": "26458.90341074311",
          "ForecastPrincipalPaid": "25944.07509319339",
          "ForecastRecoveredAmount": "15.078646307840476",
          "ForecastSimpleIRR": "0.11614337721020895",
          "ForecastSimpleNetIRR": "0.0811615754530921",
          "ForecastTotalPaid": "29944.063725549935",
          "ForecastTotalPaidLessFees": "28752.364208867257",
          "SolventProb": "0.996525922403315",
          "TermsApprovedBackEndProducts": "0.0",
          "TermsApprovedFrontEndAmt": "25987.5",
          "TermsApprovedFrontEndLTV": "98.99622871509656",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "259.8750000000002",
          "TermsDiscountFee": "2.2737367544323206e-13",
          "TermsFundedAmount": "26247.375",
          "TermsLoanDiscount": "2887.5000000000036",
          "TermsTotalDiscount": "2627.6250000000036",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.014317572148598374",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.0034992410360515963",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "46.16979171532073",
          "ForecastCompoundingIRR": "0.12252256408590823",
          "ForecastCompoundingNetIRR": "0.08424267883196834",
          "ForecastFairValuePrice": "1.0283127466530086",
          "ForecastInterestPaid": "4206.273932315782",
          "ForecastNetLossAmount": "30.138040577820693",
          "ForecastPresentValue": "27928.6178530944",
          "ForecastPrincipalPaid": "27385.080208284675",
          "ForecastRecoveredAmount": "16.03175113750003",
          "ForecastSimpleIRR": "0.11613683235814865",
          "ForecastSimpleNetIRR": "0.08115494226461895",
          "ForecastTotalPaid": "31607.38589173796",
          "ForecastTotalPaidLessFees": "30349.478080781017",
          "SolventProb": "0.9965007589639484",
          "TermsApprovedBackEndProducts": "0.0",
          "TermsApprovedFrontEndAmt": "27431.25",
          "TermsApprovedFrontEndLTV": "104.4960191992686",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "274.3125000000002",
          "TermsDiscountFee": "2.2737367544323206e-13",
          "TermsFundedAmount": "27705.5625",
          "TermsLoanDiscount": "1443.7500000000036",
          "TermsTotalDiscount": "1169.4375000000036",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.025768364019160397",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.0038439408063191656",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "53.39322872981889",
          "ForecastCompoundingIRR": "0.12242288217681319",
          "ForecastCompoundingNetIRR": "0.08414481392519035",
          "ForecastFairValuePrice": "1.0281994344052239",
          "ForecastInterestPaid": "4427.369178670014",
          "ForecastNetLossAmount": "34.85349087949721",
          "ForecastPresentValue": "29395.305612327567",
          "ForecastPrincipalPaid": "28821.606771270184",
          "ForecastRecoveredAmount": "18.53973785032168",
          "ForecastSimpleIRR": "0.11604716758224587",
          "ForecastSimpleNetIRR": "0.08106406700514679",
          "ForecastTotalPaid": "33267.515687790525",
          "ForecastTotalPaidLessFees": "31943.362329272877",
          "SolventProb": "0.9961560591936809",
          "TermsApprovedBackEndProducts": "0.0",
          "TermsApprovedFrontEndAmt": "28875.0",
          "TermsApprovedFrontEndLTV": "109.99580968344063",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "288.7500000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "29163.75",
          "TermsLoanDiscount": "3.637978807091713e-12",
          "TermsTotalDiscount": "-288.74999999999636",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.028545765343382875",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.003111789376450694",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "47.53442026395551",
          "ForecastCompoundingIRR": "0.12263459281073041",
          "ForecastCompoundingNetIRR": "0.08435266500483563",
          "ForecastFairValuePrice": "1.0284400831953346",
          "ForecastInterestPaid": "4870.7779310495225",
          "ForecastNetLossAmount": "31.028581760417918",
          "ForecastPresentValue": "32342.404101477045",
          "ForecastPrincipalPaid": "31714.965579736043",
          "ForecastRecoveredAmount": "16.50583850353759",
          "ForecastSimpleIRR": "0.11623759449560644",
          "ForecastSimpleNetIRR": "0.08125706409944478",
          "ForecastTotalPaid": "36602.2493492891",
          "ForecastTotalPaidLessFees": "35145.77382725164",
          "SolventProb": "0.9968882106235493",
          "TermsApprovedBackEndProducts": "2887.4999999999964",
          "TermsApprovedFrontEndAmt": "28875.000000000004",
          "TermsApprovedFrontEndLTV": "109.99580968344065",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "317.6250000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "32080.125",
          "TermsLoanDiscount": "-2887.4999999999964",
          "TermsTotalDiscount": "-3205.1249999999964",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.04787994861930784",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.002543922336467795",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "41.620232635375324",
          "ForecastCompoundingIRR": "0.12279875597293533",
          "ForecastCompoundingNetIRR": "0.08451383413916691",
          "ForecastFairValuePrice": "1.0286266572483584",
          "ForecastInterestPaid": "5218.290114751118",
          "ForecastNetLossAmount": "27.167725546015596",
          "ForecastPresentValue": "34652.49704245089",
          "ForecastPrincipalPaid": "33983.379767364626",
          "ForecastRecoveredAmount": "14.452507089359726",
          "ForecastSimpleIRR": "0.11638523132781664",
          "ForecastSimpleNetIRR": "0.08140669201220341",
          "ForecastTotalPaid": "39216.1223892051",
          "ForecastTotalPaidLessFees": "37655.97694086583",
          "SolventProb": "0.9974560776635322",
          "TermsApprovedBackEndProducts": "5149.999999999996",
          "TermsApprovedFrontEndAmt": "28875.000000000004",
          "TermsApprovedFrontEndLTV": "109.99580968344065",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "340.2500000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "34365.25",
          "TermsLoanDiscount": "-5149.999999999996",
          "TermsTotalDiscount": "-5490.249999999996",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.01336626535589079",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.003592680117784806",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "45.17958089974479",
          "ForecastCompoundingIRR": "0.133525292957841",
          "ForecastCompoundingNetIRR": "0.0949034647913829",
          "ForecastFairValuePrice": "1.04072680229755",
          "ForecastInterestPaid": "4337.446675560962",
          "ForecastNetLossAmount": "29.492790864573895",
          "ForecastPresentValue": "26778.106707631265",
          "ForecastPrincipalPaid": "25942.320419100255",
          "ForecastRecoveredAmount": "15.6867900351709",
          "ForecastSimpleIRR": "0.1259892992263456",
          "ForecastSimpleNetIRR": "0.09100957861990189",
          "ForecastTotalPaid": "30295.453884696384",
          "ForecastTotalPaidLessFees": "29099.389321355004",
          "SolventProb": "0.9964073198822152",
          "TermsApprovedBackEndProducts": "0.0",
          "TermsApprovedFrontEndAmt": "25987.5",
          "TermsApprovedFrontEndLTV": "98.99622871509656",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "259.8750000000002",
          "TermsDiscountFee": "2.2737367544323206e-13",
          "TermsFundedAmount": "26247.375",
          "TermsLoanDiscount": "2887.5000000000036",
          "TermsTotalDiscount": "2627.6250000000036",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.014317572148598374",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.004074221488520303",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "54.090098677557116",
          "ForecastCompoundingIRR": "0.13338356721933597",
          "ForecastCompoundingNetIRR": "0.09476433149366503",
          "ForecastFairValuePrice": "1.0405664341629637",
          "ForecastInterestPaid": "4577.998830173377",
          "ForecastNetLossAmount": "35.30983311334902",
          "ForecastPresentValue": "28261.42375953742",
          "ForecastPrincipalPaid": "27377.159901322433",
          "ForecastRecoveredAmount": "18.78026556420809",
          "ForecastSimpleIRR": "0.12586294832715694",
          "ForecastSimpleNetIRR": "0.09088153384427677",
          "ForecastTotalPaid": "31973.938997060024",
          "ForecastTotalPaidLessFees": "30711.37364573431",
          "SolventProb": "0.9959257785114797",
          "TermsApprovedBackEndProducts": "0.0",
          "TermsApprovedFrontEndAmt": "27431.25",
          "TermsApprovedFrontEndLTV": "104.4960191992686",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "274.3125000000002",
          "TermsDiscountFee": "2.2737367544323206e-13",
          "TermsFundedAmount": "27705.5625",
          "TermsLoanDiscount": "1443.7500000000036",
          "TermsTotalDiscount": "1169.4375000000036",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.025768364019160397",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.0038391412595749734",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "53.64759247686432",
          "ForecastCompoundingIRR": "0.13345275863242834",
          "ForecastCompoundingNetIRR": "0.09483225736178147",
          "ForecastFairValuePrice": "1.040644729219909",
          "ForecastInterestPaid": "4819.160498780415",
          "ForecastNetLossAmount": "35.020800528969865",
          "ForecastPresentValue": "29751.105501212747",
          "ForecastPrincipalPaid": "28821.352407523133",
          "ForecastRecoveredAmount": "18.626791947894457",
          "ForecastSimpleIRR": "0.12592463545450983",
          "ForecastSimpleNetIRR": "0.0909440480803152",
          "ForecastTotalPaid": "33659.13969825145",
          "ForecastTotalPaidLessFees": "32330.15064727478",
          "SolventProb": "0.996160858740425",
          "TermsApprovedBackEndProducts": "0.0",
          "TermsApprovedFrontEndAmt": "28875.0",
          "TermsApprovedFrontEndLTV": "109.99580968344063",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "288.7500000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "29163.75",
          "TermsLoanDiscount": "3.637978807091713e-12",
          "TermsTotalDiscount": "-288.74999999999636",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.028545765343382875",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.003312609470126749",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "50.91013851533514",
          "ForecastCompoundingIRR": "0.13360771016958406",
          "ForecastCompoundingNetIRR": "0.09498437405866911",
          "ForecastFairValuePrice": "1.0408200520546391",
          "ForecastInterestPaid": "5301.604526869861",
          "ForecastNetLossAmount": "33.23345536745117",
          "ForecastPresentValue": "32731.72960731235",
          "ForecastPrincipalPaid": "31711.58986148465",
          "ForecastRecoveredAmount": "17.67668314788396",
          "ForecastSimpleIRR": "0.1260627689091498",
          "ForecastSimpleNetIRR": "0.0910840327936775",
          "ForecastTotalPaid": "37030.8710715024",
          "ForecastTotalPaidLessFees": "35569.04992035147",
          "SolventProb": "0.9966873905298732",
          "TermsApprovedBackEndProducts": "2887.4999999999964",
          "TermsApprovedFrontEndAmt": "28875.000000000004",
          "TermsApprovedFrontEndLTV": "109.99580968344065",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "317.6250000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "32080.125",
          "TermsLoanDiscount": "-2887.4999999999964",
          "TermsTotalDiscount": "-3205.1249999999964",
          "WarningsNumber": "0"
},
          {
          "AllWarnings": "",
          "CollateralDefaultProb": "0.04787994861930784",
          "DecisionReason": "",
          "DecisionReasonSimple": "",
          "DecisionStatus": "APPROVED",
          "DefaultProb": "0.002650556519570078",
          "FairValuePrice": "1.01",
          "ForecastChargeoffAmount": "43.627518368122125",
          "ForecastCompoundingIRR": "0.13380249848711467",
          "ForecastCompoundingNetIRR": "0.09517559734759629",
          "ForecastFairValuePrice": "1.0410404176127201",
          "ForecastInterestPaid": "5679.958174114295",
          "ForecastNetLossAmount": "28.479078229881168",
          "ForecastPresentValue": "35070.69327650773",
          "ForecastPrincipalPaid": "33981.37248163189",
          "ForecastRecoveredAmount": "15.14844013824096",
          "ForecastSimpleIRR": "0.1262363907995585",
          "ForecastSimpleNetIRR": "0.0912599798868925",
          "ForecastTotalPaid": "39676.47909588441",
          "ForecastTotalPaidLessFees": "38110.61981183882",
          "SolventProb": "0.99734944348043",
          "TermsApprovedBackEndProducts": "5149.999999999996",
          "TermsApprovedFrontEndAmt": "28875.000000000004",
          "TermsApprovedFrontEndLTV": "109.99580968344065",
          "TermsDealerDiscount": "-0.010000000000000009",
          "TermsDealerFlat": "340.2500000000003",
          "TermsDiscountFee": "2.8421709430404007e-13",
          "TermsFundedAmount": "34365.25",
          "TermsLoanDiscount": "-5149.999999999996",
          "TermsTotalDiscount": "-5490.249999999996",
          "WarningsNumber": "0"
}
        
        ]
  }
}
Note: The UnderwritingInfo array contains all 60 entries (one for each DealTermsInfo entry). All attributes from the risk assessment API response are included. Note that PrimaryCreditInfo, PrimaryCreditBureauPDF, PrimaryCreditBureauTradeLines, CoApplicantCreditBureauPDF, and CoApplicantCreditBureauTradeLines are excluded from the public endpoint as they contain PII. } }