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This endpoint marks the underwriting process as complete for a loan. It finalizes the internal risk evaluation and records the outcome—whether the loan has been approved or rejected. The decision is logged on-chain to maintain transparency and auditability. What it does:
  • Completes the underwriting workflow for a given loan
  • Records the final underwriting decision (approved or rejected)
  • Updates the loan status accordingly on-chain
When to use it:
  • After all underwriting checks, scoring, and risk assessments are complete
  • To finalize eligibility and approval before requesting collateral
  • As a trigger for moving the loan to the next step in the lifecycle

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Request Body

The request body must include the loan identifier and the underwriting decision: 
{
  "loanId": "0x5a0c0663a48e3abf16c7f0ee632b57da833e44e02a290fc0920ea2858da31f73",
  "approved": true
}
  • loanId: The unique identifier of the loan.
  • approved: A boolean indicating the final underwriting decision (true for approval, false for rejection).

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Response

  • Returns a success confirmation with the blockchain transaction hash:
{
  "transactionHash": "0x5a0c0663a48e3abf16c7f0ee632b57da833e44e02a290fc0920ea2858da31f73"
}