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This endpoint initiates the underwriting process for a loan. It is typically called after all required loan documents have been submitted and verified. The underwriting process evaluates the borrower’s risk profile and determines loan eligibility based on financial, personal, and macroeconomic factors. What it does:
  • Triggers the loan underwriting workflow
  • Assesses borrower creditworthiness and financial risk
  • Prepares the loan for approval or rejection based on internal models
When to use it:
  • After successful document verification
  • Before final loan approval and disbursement
  • As part of the automated or manual credit assessment pipeline

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Request Body

The request body should include the unique identifier of the loan: 
{
  "loanId": "0x5a0c0663a48e3abf16c7f0ee632b57da833e44e02a290fc0920ea2858da31f73"
}

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Response

  • Returns a confirmation of success with the blockchain transaction hash:
{
  "transactionHash": "0x5a0c0663a48e3abf16c7f0ee632b57da833e44e02a290fc0920ea2858da31f73"
}